Finding the Best Payday Loan for you


Do you have a CRITICAL FINANCIAL EMERGENCY? Then a payday loan is one solution you have, but you should be careful. Payday loans come with interest rates and other fees.

7 TIPS on finding a low fee payday loan.

  1. Go online and compare at least three payday loan vendors. A typical charge for a payday loan is $10 (very low) to $17.50 for every $100 borrowed, but this rate will vary greatly.
  2. Look at three items: lower upfront fees, lower interest rates, longer repayment periods.
  3. You may not get this information right at first, so be patient. You may have to look at their frequently asked question section.
  4. Put the numbers on paper for the fees, the interest rates,and repayment period for each payday loan.
  5. Payday loan vendors do not often come right out and post their fees and interest, but they will eventually have to disclose them.
  6. Search online for the term "payday loan lender comparison." This site does not specifically endorse vendors. One site shows lenders who ask a fee of $17.64 for every $100 borrowed. This is said to be a good rate, but then do a search on a term like "$10 for every $100 payday loan" and you might find someone advertising lower.
  7. Military personel can qualify for a military payday loan. The following site is devoted to providing miliatry loan information: ... you can go there by clicking here.
  8. I said seven tips, but here is an eigth... Have you considered alternatives to payday loans? For example, you could: (a) look at a short term loan from a credit union, (b) try to negotiate with your creditors with the help of a credit counseling service, (c) overdraft protection from banks have high fees but may work


About Payday Loans

A payday loan is a small, short-term loan that is intended to cover a borrower's urgent expenses until their next payday. It’s a quick solution for anyone who is facing a financial crisis. There are a lot of reasons why you may request a payday loan. Most payday lenders respond within 24 hours to any application.

Payday loans come without many qualification requirements like getting a credit check. This means that lenders charge high fees and interest rates. It pays to take the time to look for the best payday loan.

Compare Payday Loans

Don't get ripped off with payday loan or cash advance companies that charge $40.00 on up per hundred borrowed.  Get your low cost payday loan today through our partners.  We have screened each payday loan company so that they meet are criteria for what we call low cost payday loans.

We at understand that sometimes you may need a low cost payday loan to get you through until the next payday.  We will help you achieve this and get you the payday loan you need in minutes.

Some people say that cash advances are a rip off and border on loan sharking.  Take for example a cash advance due 2 weeks for 200.00.  If you owe 240.00  that is only 20.00 per hundred borrowed on your low cost payday loan.  Now let's say you owe a credit card payment of 30.00.  If you are late you could be charged upwards of 50.00.  That is a WHOPPING 150.00 per hundred dollars borrowed (assuming you are using the 30.00 amount as the borrowing amount).  You can see why low cost payday loans, when used correctly could actually save you money. 

Faxless Payday Loans

Faxless payday loans also known as No Fax Payday Loans are payday loans in which no fax is required. These No Fax Payday Loans are convenient due to this fact that all of the application process is done online requiring no fax on the borrowers part. We have an extensive list of Faxless Payday Loans lenders and that will accommodate just about everyone. As with other payday loans, Faxless Payday Loans are easy to get. The fax less payday loans are made available online and this makes it easier for the borrowers to apply for these loans. Most of these companies function round the clock and you can apply for these loans at any time whenever you have the urgency and feel the requirement. When you fill out an application for payday loans no faxing you are required to provide personal information like your name, address, phone number, employment details, income details etc.

Understanding Payday Loans

Any one can understood payday loans importance through this point that this industry has an annual loan volume of more than $28 billion. It is a quickly growing industry. Estimates from the year 2000 put loan volume at between $8 and $14 billion, indicating that the market has more than doubled in size in 6 years.

Frequently Asked Questions

Q. What is a Cash Advance, Payday Loan, or Paycheck Loan?

A. Payday loan's another name is cash advance payday loan or a post-dated check loan. The way it works is this: an individual writes a personal check for the amount that he's looking for, plus a fee. A payday loan vendor then provides the customer with the amount of the check, minus the fee. If the customer opts to roll over the loan for a few more weeks, he or she ends up paying additional fees. The main things to watch for: upfront fees, interest rate fees, and length of time needed to repay.

A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With Personal Cash Advance you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

Q. What about Qualifying?

Qualifying for a payday loan advance is easier than qualifying for traditional credit. Payday loan vendors do not perform credit checks. Your job and your paycheck can act as your collateral. The following are typical requirements you might be asked to meet:
• You're currently employed or receive recurring income regularly.
• At least $1000/month if employed or $800/month if on a fixed income.
• Your paycheck is direct deposited into your savings or checking account.

The features you might expect for a low cost payday loan are:
• Quick Cash deposited directly to your checking account overnight
• Fast & Easy Approval – No long forms, no waiting
• No Credit Check
• 100% Online payday loan services
• Confidential & Secure
• No Documents to Fax
• Flexible Payment Options

Handle your payday loan right with our online payday loan services! You don’t have to leave the house and you won’t have to stand in line. Plus, you don’t have to feel the embarrassment that some people feel who need to apply for a quick payday loan. Time-consuming paperwork, unreliable customer service, and unnecessary background checks tie up the process and make it harder for you to get the cash you need. Avoid these hassles with our online payday loan company - this is your chance to simply receive the payday loan you deserve with no questions asked and no fees attached.

Q. What are faxless payday loans?

With payday loans one of the biggest problems can be that you are required to fax in documents. Many venors offer faxless payday loan services. The faxless payday loan is rapidly becoming a favorite choice with our customers nationwide because the process is completely free from hassles. So if you do not have access to a fax machine you will enjoy how simple it is to get a payday loan with no fax through our online process for payday loans.

A note on the payday loan industry:

The payday loan industry has an annual loan volume of more than $28 billion and it is a quickly growing industry. In 2000 loan volumes were between $8 and $14 billion and it continues to grow. The US government, both state and federal have been proposing legislation to control intersest rates, so you should research what the laws are in your state.


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